USA
Europe
UKSend money from India
to Europe
Remitwise makes INR-to-EUR transfers simple: real exchange rates, no hidden charges, and a fully digital process that wraps up in 1-2 business days.
RBI-Compliant
No Hidden Fees
Best Exchange RatesHow to send money
to Europe in 4 easy steps
What can you send money
to the Europe for?
University Fees
Tuition, semester fees, and other education-related expenses for students studying in Europe.
Student Living Expenses
Support rent, groceries, and other day-to-day costs for students studying in Europe.
Family Maintenance
Send regular financial support to parents, spouses, or children living in Europe.
Personal Gifts
Send money as a gift to friends or family in Europe for birthdays, festivals, or special occasions.
Why choose Remitwise to
transfer money to the Europe?
Best Exchange Rates
You get more value for your money with competitive INR to EUR exchange rates and minimal forex markup with Remitwise.
Cost Transparency
Remitwise shows you the full breakdown before you send, including the exchange rate, transfer fee, and final INR amount.
Fast Processing
Most Remitwise transfers are done within 24-48 hours, with status updates at every step so you can track your money easily.
100% Digital & Secure
Complete your transfer from your phone or laptop with secure document verification and a fully digital process.
RBI-Regulated
All Remitwise transfers follow the Reserve Bank of India's Liberalised Remittance Scheme (LRS), ensuring safe and compliant transactions.
Dedicated Customer Support
Got a question mid-transfer? Remitwise's customer support team is available to walk you through any step of the process.
What does it cost and how
long does it take?
Two questions every sender asks before committing.
Remitwise answers both upfront. No estimates, no surprises.
What determines the total cost?
- The live INR/EUR exchange rate at the time of booking
- The transfer amount (larger amounts may attract different rates)
- Any applicable bank processing or correspondent charges
- Remitwise shows you the total INR payable before you confirm, so you always know exactly what you are paying
How long does delivery take?
- Most Remitwise transfers are credited within 1-2 business days
- European bank holidays or receiving bank processing times can occasionally extend this
- Compliance or AML checks on either side may add a short delay for some transfers
- Remitwise sends you a notification at each stage, from initiation through to final credit
* Please note that even if you opt to pay the nostro charges, the receiver's bank in Europe may still deduct its own processing fee before crediting the final amount to your receiver's account. These charges are determined by the receiving bank and are not within Remitwise's control.
What details are required
to send money to the Europe?
Remitwise's KYC is a one-time process. Once verified, your details and recipient information are saved for future transfers.
Payer's Details
- PAN Card
- Any one of the following: Passport / Voter ID / Driving Licence
- Bank Account Details
- Form A2
Receiver Details
- Full legal name
- European IBAN
- Bank name and full address
- SWIFT / BIC code
- Passport
- Relationship Proof
- Supporting documents as per purpose (Valid Visa, Valid Admission Letter from University, Bank Statement)
Frequently Asked
Questions
Yes, taxes may apply to remittances from India to Europe. A 5% tax is applicable if the total remittance for educational purposes exceeds ₹10 lakh in a financial year. For all other purposes, a 20% tax is applicable once the remittance exceeds ₹10 lakh in a financial year.
Yes, as per RBI guidelines, remittances are not permitted to high-risk countries identified by FATF (Financial Action Task Force). This list is updated periodically. For the latest details, please refer to the official FATF website.
Under the Liberalised Remittance Scheme (LRS), resident individuals can remit up to USD 250,000 or its equivalent per financial year, as per RBI regulations.
Transfers are typically processed within 24 to 48 business hours. For status updates, you can reach out to us via call or email.
Yes, Remitwise processes transactions through authorised and trusted banking partners in India. All transactions are secured, and payments are handled via reliable and secure payment gateways. We also keep you updated on the status of your transfer until it is successfully completed.
You can transfer money for purposes such as:
- Education (studies abroad)
- Maintenance of close relatives
- Gifts or donations
To send money to Europe, you'll need:
- Full legal name
- European IBAN
- Bank name and full address
- SWIFT / BIC code
- Passport
- Relationship Proof
- Supporting documents as per purpose (Valid Visa, Valid Admission Letter from University, Bank Statement)