Know your rate
Get a clear view of your exchange rate, fees, and final transfer amount before you proceed.
We're here to help
Have questions about your transaction? Get in touch with us.
Send Money Abroad
Send money anywhere in the world from India. Pay in INR.
Transfer money from India to overseas bank accounts with transparent rates, guided compliance, and a simple digital experience.
- Best rates
- Simple process
- Zero guesswork
- RBI Authorised
We simplify the paperwork, so you can focus on what matters
Sending money abroad shouldn't feel like a compliance exam. Remitwise handles the heavy lifting, so you just enter, verify, and send.
Fast Processing
Get your international payment processed within hours once your documents and payment are verified.
Real-time SMS and email notifications
Multi Currency support
Guided documentation
A guided transfer flow helps you provide the right information and documents for your purpose.
Get expert help
Need assistance? Talk to a dedicated representative when you need one.
Every transfer has a reason.We understand all of them.
From tuition fees to family support, we've built for all the reasons Indians send money abroad, with expert help on standby.
Family Maintenance
Support family, manage personal expenses, or meet other eligible overseas needs.
Overseas Education Fees
Pay eligible tuition, admission and other education-related expenses overseas.
Student Living
Send money to student for food, books, travel, and daily expenses.
Student Accommodation
Cover hostel fees or rent, wherever they're staying.
Gifting
Send money for birthdays, weddings, or any occasions.
Pay the way that works for you
Choose from convenient payment options available in India and complete your international transfer digitally.
UPI
India's favourite way to pay, now working for international transfers too.
Credit & Debit Cards
Use your preferred card for eligible transactions, with the lowest bank charges in the industry.
Net Banking
Pay directly from your bank account, no extra steps.
Bank Transfer
Move funds securely, straight from your account.
From ₹ to anywhere,faster than you'd expect.
Choose from convenient payment options available in India and complete your international transfer digitally.
Tell us where it's going
Choose the destination, amount, and purpose and see your rate instantly.
Verify once
Quick, details about the payer. No paperwork, no branch visits.
Who's receiving it?
Add details and bank information of the person who you are sending the money to.
See it, then make payment
See your exact rate, fee, and final amount before you make your payment.
Track your transfer
That's it. We'll keep you posted until your money reaches its destination.
The paperwork can be complicated. Your experience doesn't have to be.
International transfers come with requirements. Remitwise helps guide you through them, so you know what needs to be done at every step.
LRS support
Stay informed about applicable remittance requirements.
Form A2
Get guided through the required declaration process.
TCS visibility
Understand applicable tax collection before completing your transfer.
Document guidance
Know what documents you need, when you need them.
What our customer says
Choose from convenient payment options available in India and complete your international transfer digitally.
100+ customers rated us
I had a great experience with Remitwise for sending money from India to the Philippines. The process was simple and convenient you can do everything from home without the hassle of visiting transfer shops. Their team was also very helpful and responsive on WhatsApp whenever I had questions. The exchange rate could be a little better but overall the convenience and service make it worth it. Definitely a good option for hassle-free transfers.
Gary Excellent service for international transfers.
I recently used Remitwise to send money to my brother abroad, and the entire experience was smooth and stress-free. The platform is easy to use, and the transaction was processed quickly and securely.
A special thanks to Abhaya from their support team, who went above and beyond to help me through the process. She was patient, knowledgeable, and made sure everything went through without any hiccups, answering all my questions along the way.
Highly recommend Remitwise for anyone looking to send money abroad reliably. Will definitely be using their services again!
Amit I had a great experience with Remitwise for my foreign remittance. The entire process was smooth, transparent, and hassle-free from start to finish. I especially want to appreciate Abhya for handling everything so professionally. Abhya kept me informed at every step, answered all my questions promptly, and ensured the process was seamless. Their dedication and customer-focused approach were truly commendable. I highly recommend RemitWise to anyone looking for a reliable and efficient foreign remittance service.
Shipra
Google Rating
5.0 out of 5
Trustpilot
4.3 out of 5
SEND. EARN.REPEAT.
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Where you can send moneywith Remitwise
Choose your destination to check the best exchange rates and transparent fees.
Send money from India to AlbaniaSend money from India to AustraliaSend money from India to AustriaSend money from India to AzerbaijanSend money from India to BelgiumSend money from India to BrazilSend money from India to CanadaSend money from India to ChinaSend money from India to Czech RepublicSend money from India to DenmarkSend money from India to EgyptSend money from India to EuropeSend money from India to FranceSend money from India to GeorgiaSend money from India to GermanySend money from India to Hong KongSend money from India to HungarySend money from India to IsraelSend money from India to ItalySend money from India to JapanSend money from India to KazakhstanSend money from India to KyrgyzstanSend money from India to LithuaniaSend money from India to MalaysiaSend money from India to MaldivesSend money from India to MaltaSend money from India to MauritiusSend money from India to NetherlandsSend money from India to New ZealandSend money from India to NorwaySend money from India to PhilippinesSend money from India to PolandSend money from India to Saudi ArabiaSend money from India to SingaporeSend money from India to SlovakiaSend money from India to SloveniaSend money from India to South AfricaSend money from India to South KoreaSend money from India to SpainSend money from India to Sri LankaSend money from India to SwedenSend money from India to SwitzerlandSend money from India to ThailandSend money from India to TurkeySend money from India to UAESend money from India to UKSend money from India to USASend money from India to UzbekistanSend money from India to Vietnam
Stop overpaying for the same rupee
Send money from India to the world with a simpler, more transparent way to transfer.
- Transparent rates
- Guided process
- Dedicated support
Frequently Asked
Questions
As per Government of India rules, GST is charged when you convert one currency to another, whether you are buying, selling, or sending money abroad.
The GST amount depends on how much currency you are exchanging:
| Currency Amount | GST Charged |
|---|---|
| ₹1 – ₹25,000 | ₹45 |
| ₹25,001 – ₹1,00,000 | ₹45 + 0.18% |
| ₹1,00,001 – ₹10,00,000 | ₹180 + 0.09% |
| ₹10,00,000 & Above | ₹990 + 0.18% |
The maximum GST that can be charged is ₹10,800.
TCS (Tax Collected at Source) applies if your total foreign remittance in a financial year exceeds ₹10 lakh. Here are the current rates:
| Type of Remittance Abroad | Present TCS Rate |
|---|---|
| For Education | 2% on the amount above ₹10 lakh |
| For education funded through a bank loan | 0% |
| For all other purposes | 20% on the amount above ₹10 lakh |
TCS is collected during the transaction and can be claimed back while filing your income tax return, if applicable.
Nostro charges are small fees deducted by overseas banks while processing your international money transfer. When you send money abroad, the transfer may pass through one or more foreign banks before reaching the recipient's bank account. These intermediary banks sometimes deduct a service charge from the transfer amount. This deduction is called a Nostro charge.
In some types of transfers, you may see an option to choose who will bear the Nostro charges. In other cases, this option may not be available. This depends on the purpose of remittance and banking regulations.
- For certain categories, regulations allow flexibility, so you can choose whether you (the sender) or the recipient will bear any intermediary bank charges.
- For other categories, banks may follow fixed charge structures as per compliance rules. In such cases, the option to choose is not available.
The availability of this option depends on the remittance purpose, banking guidelines, and partner bank policies.
Even if you choose to bear Nostro charges, sometimes a small amount may still be deducted before the money reaches the receiver. This can happen because:
- The transfer may pass through multiple intermediary banks.
- Some foreign banks apply additional charges that are outside the control of Remitwise or our partner banks.
- Certain countries or banking corridors have mandatory local processing fees.
While choosing to bear Nostro charges reduces the chances of deductions, international banking networks are not always fully predictable. Any additional deduction is applied by intermediary or receiving banks, not by Remitwise. If the deduction seems unusually high, you can contact our support team, and we will help investigate the transaction.